Spreadsheet, accountant or Subbo?
The three ways small firms run subbie pay and CIS, side by side. Many firms use Subbo and keep their accountant for the year-end.
| Subbo | Spreadsheet | Accountant only | |
|---|---|---|---|
| CIS worked out for every subbie | Automatic, every week | You do the sum | They do it, usually monthly |
| Weekly pay run ready on Friday | Approve on your phone in minutes | Hours of your evening | Depends on when you send the hours |
| Right to work checks and reminders | On your phone, with reminders | Separate folder, easy to forget | Usually not covered |
| Payment and deduction statements | Made for you, in the worker's language | You make them | They make them |
| Month-end CIS300 figures | Ready on the 6th | Add it up yourself | They add it up |
| Worker app for hours and payslips | Yes, six languages | No | No |
| Who files with HMRC | You, with Subbo's figures (filing from the app is not live yet) | You | They do |
| Cost | From £25 a month (draft) | Your time | Their monthly fee |
Honest notes: an accountant is still the right person for your year-end and for advice. Subbo is software only, never holds your money, and you stay responsible for your tax.
What stays the same
- You pay from your own bank
- You file with HMRC, as now
- Your accountant stays in the loop
See it with your own subbies
Free for 8 weeks. Set up on a call.
Free for 8 weeks. No card. No contract. The button opens your email app. Or write to harry@subboapp.com.